We want our patients to enjoy excellent dental care without worrying too much about the financial aspects of protecting their smile. That’s why we’re an insurance-friendly practice. We know that your policy helps you receive the preventive care you need at little to no out of pocket cost, and it’s there to mitigate the price of more extensive dental procedures. To enable you to get the most out of your coverage, we’re in-network with a number of insurance companies, including BlueCross BlueShield. This page discusses BCBS plans and explains how we can help you take full advantage of your policy.
BlueCross BlueShield in North Kingstown is available to both individuals and families as well as through employers. Whether you purchased your policy yourself or you have it through work, you likely had to consider the details of multiple plans before you settled on the one that you felt was best for your circumstances. You probably chose a PPO plan, which allows you to visit any licensed dentist in the country. Your PPO coverage may work something like this:
Keep in mind that not all the BCBS plans provide coverage for all services. For example, the Direct Basic plan only covers preventive and palliative care for acute pain. The Direct Elite plan offers much more robust coverage and the highest coverage rates for basic services.
BCBS plans also come with an annual maximum, which is the most that the company will pay for approved treatments within a calendar year. The maximum can be anywhere from $1,000 to $2,000. If a certain treatment exceeds your maximum, we may be able to schedule it across calendar years so you can use two maximums rather than one.
Although your plan allows you to visit any licensed dentist, it is to your advantage to visit an in-network dentist in North Kingstown. We’re used to working with BCBS and will be happy to give you personalized guidance to truly help you get the most out of your coverage.
Nicole, our office administrator, has over 12 years of experience in dentistry. She is a friendly, knowledgeable individual who will guide you through the process of using your BCBS policy. She’ll verify your coverage, file your claims, and answer any questions you have about how your plan does or does not apply in certain situations. If you would like to chat with Nicole about your dental insurance or you have other questions about our payment policies, give us a call today. We’re always happy to help!