Do you know the secret to a healthy smile? It relies on more than just brushing and flossing at home. You should also see your dentist at least twice a year for a cleaning and checkup. Unfortunately, one-third of Americans do not maintain their semi-annual visits. Often, the fear of a large dental bill causes many people to delay their appointments. Thankfully, you have nothing to worry about because you have dental insurance. You can get the healthy smile you deserve for affordable rates with your United Healthcare dentist in North Kingstown.
Dental insurance differs from medical because it maintains a tighter focus on prevention. Routine dental care allows your dentist to monitor your oral health to prevent common issues from developing, like tooth decay and gum disease. As a result, this lowers your long-term dental costs because it lessens the need for a costly treatment down the road. In fact, research shows every $1 spent on preventive services can lower your restorative and emergency dentistry costs by $8 to $50.
United Healthcare provides policies designed to cover your oral health needs while staying within your budget. They offer services for all levels of care. Depending on your specific policy, your benefits may include:
To make the most of your coverage, United Healthcare recommends you visit an in-network dentist in North Kingstown. They have pre-negotiated rates with the insurance carrier to reduce the amount you need to pay out-of-pocket. Although it is often preferred to visit an in-network dentist, you have the freedom to choose any location that accepts your insurance. You can still use your coverage, but you will need to pay the difference between the dentist’s fees and your insurance’s allowable amount.
At Aesthetic Dentistry of Wickford, we work with both in-network and out-of-network patients to help you maximize your savings. With less than 3% of Americans meeting or exceeding their annual limits, our insurance coordinator and office administrator works on your behalf to help you make the most of your policy to minimize your out-of-pocket expense, even if that means splitting the cost of your treatment across calendar years.
Nicole joined our team at Aesthetic Dentistry of Wickford in 2012, but she is supported by over 12 years of experience in dentistry. She strives to deliver patient-focused care as she works alongside your dentist while also helping you utilize your dental coverage. She files the necessary claims and paperwork for reimbursement, so you have one less thing to worry about. If there is a remaining balance, Nicole explains your payment options, like using CareCredit, to keep your treatment affordable.
If you need to schedule an appointment or you have questions about your dental coverage, contact our office today to speak with a member of our team.